FD & RD Calculator
Estimate maturity and interest for fixed or recurring bank deposits.
20 compounding periods.
Bank calculation methods and deposit dates can vary. Tax and TDS are not included.
How to estimate FD/RD maturity
- Choose a mode. Fixed Deposit or Recurring Deposit.
- Enter your details. Add the deposit, interest rate and duration — plus compounding frequency for FD.
- Review the estimate. See the estimated maturity, total deposited and interest earned.
What happens to your data
The estimate runs entirely in your browser using standard deposit-maturity formulas — your figures are never sent to a server.
What this calculator supports
Common reasons to use this calculator
- Check what a fixed deposit will actually be worth at maturity.
- Compare FD returns across different compounding frequencies.
- Estimate how much a monthly RD will grow into over its term.
- Plan which deposit tenure and rate combination meets a savings goal.
Frequently asked questions
Is my data uploaded anywhere?
No — the estimate runs entirely in your browser.
Are these the exact amounts my bank will pay?
No — bank calculation conventions, deposit dates, tax and TDS can change the actual maturity amount. Treat this as an estimate.
What compounding frequencies does FD support?
Multiple options are available — choose the one matching your bank's stated compounding frequency for an accurate estimate.
How does RD differ from FD here?
RD models a fixed monthly deposit accumulating over the term, while FD models one lump sum growing with compound interest.
Does it account for tax on interest earned?
No — TDS and tax on interest aren't factored in; the maturity estimate is pre-tax.
Last reviewed: August 2026