SIP Calculator
Estimate the future value of monthly mutual-fund investments.
Assumes investment at the beginning of each month and monthly compounding.
Estimated future value
₹23,23,391
Amount invested₹12,00,000
Estimated gain₹11,23,391
Instalments120
Market returns are not guaranteed; this is an illustration, not investment advice.
How to estimate SIP returns
- Enter your contribution. Add the monthly investment amount.
- Set your assumptions. Choose the expected annual return and investment period.
- Review the projection. See the projected value, amount invested and estimated gains.
What happens to your data
The projection runs entirely in your browser using a constant-return SIP formula — your figures are never sent to a server.
What this calculator supports
InputMonthly contribution, expected annual return, investment period
OutputProjected value, total invested, estimated gains
ModelConstant assumed annual return
ProcessingEntirely in your browser tab
Common reasons to use this calculator
- Estimate what a monthly SIP could grow to over 10, 15 or 20 years.
- Compare the projected outcome of different monthly contribution amounts.
- See how much of the final value is your own contribution versus estimated growth.
- Plan a target investment period for a financial goal.
Frequently asked questions
Is my data uploaded anywhere?
No — the projection runs entirely in your browser.
Is the projected return guaranteed?
No — market returns are not guaranteed. This calculator uses a constant assumed return, not real market volatility.
Can I model a variable return instead of a flat rate?
Not currently — it uses one constant expected annual return for the entire period.
What does "estimated gains" mean?
The projected value minus the total amount you actually invested — the portion attributed to investment growth.
Last reviewed: August 2026